In a strategic initiative to improve service delivery and financial inclusion, the government has introduced a new payment facility under the Benazir Income Support Programme (BISP). Through a partnership with the Bank of Punjab, eligible beneficiaries can now easily access their monthly stipends via Bank of Punjab ATMs.
This newly launched system is aimed at enhancing transparency in the disbursement process, simplifying payment access—especially for women—and minimizing the reliance on traditional bank counters by leveraging the convenience of widespread ATM services. This development marks a significant step toward modernizing social welfare payments in Pakistan.
سروس کی فراہمی اور مالی شمولیت کو بہتر بنانے کے لیے حکومت نے بے نظیر انکم سپورٹ پروگرام (بی آئی ایس پی) کے تحت ایک نئی ادائیگی سہولت متعارف کروائی ہے۔ بینک آف پنجاب کے ساتھ شراکت داری کے تحت، مستحق افراد اب اپنے ماہانہ وظائف آسانی سے بینک آف پنجاب کے اے ٹی ایمز کے ذریعے حاصل کر سکتے ہیں۔ اس نئے نظام کا مقصد ادائیگی کے عمل میں شفافیت کو فروغ دینا، خاص طور پر خواتین کے لیے ادائیگی تک رسائی کو آسان بنانا، اور روایتی بینک کاؤنٹرز پر انحصار کم کرتے ہوئے اے ٹی ایم کی سہولت سے فائدہ اٹھانا ہے۔ یہ پیش رفت پاکستان میں سماجی فلاحی ادائیگیوں کو جدید بنانے کی جانب ایک اہم قدم ہے۔
How the Process Works
To conveniently receive their monthly stipend through the Bank of Punjab ATM network, eligible Benazir Income Support Programme (BISP) beneficiaries should follow these easy steps:
- Carry Your Original CNIC: Beneficiaries must bring their valid Computerized National Identity Card (CNIC) to verify their eligibility and complete the transaction.
- Visit a Designated Bank of Punjab ATM: Only selected ATMs located at specific Bank of Punjab branches are enabled to process BISP payments. It is essential to visit one of these designated locations.
- Transaction Confirmation and SMS Alert: Once the withdrawal is completed, beneficiaries will receive an SMS confirmation on their registered mobile number. For added assurance, transaction details can also be verified at the nearest BISP office.
Available ATM Locations for BISP Payments via Bank of Punjab
The Benazir Income Support Programme (BISP), in collaboration with the Bank of Punjab, has activated ATM withdrawal services at selected branch locations across various provinces. Beneficiaries can conveniently access their monthly payments from the following designated ATM locations:
| S.No. | City | ATM Location Details | Province |
|---|---|---|---|
| 27 | Multan | Piria Allahi Cardiology Hospital, Abdul Road, Multan | Punjab |
| 28 | Multan | Children’s Hospital, near Fawara Chowk | Punjab |
| 29 | Multan | WAPDA Town, Multan | Punjab |
| 30 | Nashek | Badini Plaza, Nashek, Nashek District | Balochistan |
| 31 | Tank | Shaheed Market, Wazeer Abad Road, Tehsil & District Tank | Khyber Pakhtunkhwa |
| 32 | Tunsa Sharif | Tunsa AT Man, Tehsil Tunsa Sharif, D.G. Khan District | Punjab |
| 33 | Toba Tek Singh | Madina Chowk, Pir Mahal | Punjab |
| 34 | Toba Tek Singh | Godam Road Branch, Toba Tek Singh | Punjab |
Benefits of the New BISP ATM Payment System
The newly introduced BISP ATM payment method offers several key advantages designed to improve the overall beneficiary experience:
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Greater Convenience: Utilizing the Bank of Punjab’s ATM network allows beneficiaries to access their payments quickly and easily, eliminating long wait times at traditional bank counters.
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Enhanced Security Measures: ATM-based disbursements minimize the risks associated with manual cash handling and overcrowded payment centers, ensuring a safer experience for all users.
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Increased Transparency: Each transaction generates an instant SMS confirmation, enabling beneficiaries to verify their payments in real time and promoting accountability within the system.
This upgraded system reflects a modern, user-friendly approach to social welfare distribution, prioritizing accessibility, security, and trust.
Frequently Asked Questions (FAQs) – BISP ATM Payment Facility
1. Is this ATM facility available to all BISP beneficiaries?
Currently, this service is exclusively available to eligible women registered under the Benazir Income Support Programme (BISP), with a focus on reaching the most vulnerable and underserved communities.
2. Can I withdraw my BISP payment from any ATM?
No, BISP payments can only be withdrawn from selected Bank of Punjab ATMs. Beneficiaries must use the designated ATM locations specified by the programme.
3. What should I do if the ATM does not dispense cash?
If you encounter any issues during the withdrawal process, immediately visit the nearest Bank of Punjab branch or contact the local BISP office for support and resolution.
4. Is it necessary to carry my original National Identity Card (CNIC)?
Yes, presenting your original CNIC is mandatory for identity verification and successful completion of the transaction at the ATM.
5. Are there any service charges for withdrawing payments from the ATM?
No, the ATM withdrawal service under the BISP is completely free of charge. This initiative is part of the government’s commitment to providing accessible financial support without additional costs.
Conclusion
The introduction of ATM-based payments under the Benazir Income Support Programme (BISP), in collaboration with the Bank of Punjab, marks a transformative step toward improving financial access, transparency, and service efficiency for eligible beneficiaries—particularly women.
By simplifying the withdrawal process, reducing dependency on physical bank branches, and ensuring real-time confirmation of transactions, this initiative not only empowers recipients but also reflects the government’s commitment to modernizing social welfare delivery in Pakistan. As more designated ATM locations are added, the system is expected to become even more accessible, secure, and inclusive, paving the way for a more dignified and streamlined support experience for all beneficiaries.
