Struggling to understand why your BISP application was accepted or rejected? It all comes down to a crucial number — the PMT Score, short for Proxy Means Test Score.
The Benazir Income Support Programme (BISP), run by the Government of Pakistan, is designed to provide financial support to low-income families. But not everyone qualifies. To ensure fairness, the government uses a calculated PMT score to assess a family’s poverty level based on data like income, assets, family size, and education. The lower your score, the higher your chances of being eligible for monthly cash assistance under programs like Benazir Kafalat.
This score isn’t something you guess — it’s generated through the NSER (National Socio-Economic Registry) survey, which collects detailed household information. You can easily check your PMT score or eligibility status using your CNIC through the official 8171 web portal or SMS service.
In this guide, we’ll break down what the PMT score really is, how it’s calculated, how to check it online, and what steps to take if your score disqualifies you. Whether you’re applying for the first time or checking your family’s eligibility after a dynamic survey, this post will help you navigate the system with confidence.
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BISP PMT Score Calculator
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بی آئی ایس پی پی ایم ٹی اسکور کیلکولیٹر
What is PMT Score?
The PMT Score, or Proxy Means Test Score, is a numerical value used by the Government of Pakistan to determine whether a family qualifies for social welfare programs like the Benazir Income Support Programme (BISP).
But what does that really mean?
It’s a poverty assessment tool — a way to evaluate a household’s socioeconomic condition without directly asking about income in rupees. Instead, the government uses indirect indicators such as the number of family members, education level, housing conditions, type of assets owned, and employment status. This method is known as socioeconomic profiling, and it ensures that assistance reaches the most vulnerable families.
The National Socio-Economic Registry (NSER), with data managed by NADRA (National Database and Registration Authority), collects and analyzes this information through household surveys. Once your data is processed, you’re assigned a PMT score between 0 and 100 — the lower the score, the higher the level of poverty detected.
This income-based eligibility system ensures transparency, standardization, and fairness when distributing financial aid through BISP or related programs like Benazir Kafalat or Ehsaas initiatives.
How PMT Score is Calculated
You might be wondering — what exactly goes into calculating the PMT score? It’s not a random number. The Government of Pakistan, through the NSER database, uses a well-defined formula to assess each household’s living conditions and financial background.
This method, known as the PMT formula, takes into account multiple factors to estimate a family’s level of poverty without asking directly for income slips or bank statements. Here’s what the formula typically includes:
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Household size (number of family members)
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Type of housing (owned, rented, or temporary)
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Education level of household members
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Employment status and type of work (skilled/unskilled)
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Assets owned (TV, fridge, motorbike, livestock, etc.)
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Utility usage (electricity, gas)
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Monthly expenses and dependency ratio (earning vs. non-earning members)
All this data is gathered through the NSER survey, often updated during the dynamic survey process, where BISP representatives visit homes or collect responses at local registration centers.
Once your data is collected, it’s processed using government algorithms to generate a score ranging from 0 to 100:
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A lower PMT score (e.g., below 32) generally means higher poverty and greater eligibility for financial assistance.
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A higher score (e.g., above 40) may indicate relative stability and can make you ineligible for certain welfare programs.
The entire process ensures that aid is targeted fairly, based on data rather than guesswork. So, your PMT score is essentially your passport to social protection — and it’s calculated through a structured, data-driven system powered by the NSER and verified by NADRA.
PMT Score Eligibility Thresholds for BISP
When it comes to qualifying for the Benazir Income Support Programme (BISP), your PMT score plays a central role — it’s the official benchmark used to decide who gets financial aid and who doesn’t.
The Government of Pakistan has set a clear eligibility threshold:
▶️ Families with a PMT score of 32 or below are considered eligible for monthly financial assistance under the Benazir Kafalat program.
▶️ If your PMT score is above 32, you’re typically not qualified — though other support programs may still apply in certain cases.
Now, this might sound confusing, but in the world of poverty scoring, a low PMT score is actually a good thing — it means your household falls under the criteria set for income-based support. The lower the number, the more vulnerable your socioeconomic status, and the more likely you are to receive help.
This scoring threshold is determined through the NSER survey and validated by NADRA, ensuring that only the most deserving families receive support. It’s part of BISP’s commitment to transparency and fairness — using data-driven poverty profiling instead of personal recommendations or guesswork.
If your PMT score is above the cutoff, don’t lose hope. You can still update your household information through the dynamic survey, which could potentially revise your score and open the door to future eligibility.
How to Check Your PMT Score
Checking your PMT score is simple and doesn’t require standing in long lines or filing complex paperwork. The Government of Pakistan, through BISP, offers several user-friendly methods to help you find out whether you qualify for financial assistance.
Here are the most effective ways to check your PMT score and BISP eligibility:
✅ 1. CNIC Check via 8171 Web Portal
Visit the official 8171 web portal (8171.bisp.gov.pk) and enter your 13-digit CNIC number. Once submitted, the system will show your current eligibility status based on your PMT score. This method is fast, official, and accessible 24/7.
2. Check by Sending CNIC via SMS to 8171
Don’t have internet access? Simply type your CNIC number (without dashes) and send it via SMS to 8171. In a few seconds, you’ll receive a reply confirming whether you’re eligible under Benazir Kafalat or if your data is still under review.
3. Visit a BISP Office or NSER Registration Center
If you’re unsure about your information or need assistance updating household details, visit your nearest BISP office or NSER counter. Staff will help you check your PMT score and verify the data collected during the dynamic survey.
4. Use Online PMT Score Calculators (Optional)
Some unofficial tools claim to estimate your PMT score based on survey-like questions, but remember: only the official BISP system can generate a valid score. Use such tools cautiously, and never share sensitive data on unverified websites.
That said, the Ehsaas Program team has developed a helpful and reliable PMT score checker, based on official BISP guidelines and scoring logic. It offers users a quick way to estimate their eligibility for programs like Benazir Kafalat — especially if you haven’t yet received your NSER results.
You can access the tool at the top of this page to get a quick idea of your potential score before visiting a BISP center or checking through 8171.
⚠️ Always be cautious: never share sensitive information like your full CNIC or family details on unverified websites claiming to calculate your PMT score. Stick to official portals and trusted tools.
Whichever method you choose, always make sure your CNIC details are accurate and up to date. An incorrect or outdated entry can result in ineligibility, even if you meet the income criteria.
How to Improve or Update PMT Score
If your PMT score is too high and you’re not eligible for BISP benefits, you might wonder — can I improve my score? The short answer is: not directly, but you can update your household information to ensure the score reflects your current situation accurately.
Here’s how to do it the right way, based on the official process and real eligibility criteria:
1. Visit for a Dynamic Survey Update
Your first step should be to go to the nearest BISP Tehsil Office or NSER registration center and request a dynamic survey. This is where your household information is reviewed and updated — including changes in:
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Family size (birth or death)
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Income level or employment status
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Disability or chronic illness in the household
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Marital status or head of household change
The updated data will be submitted to the NSER database, and a new PMT score will be generated based on the latest information.
2. Reapply After Score Changes
Once your updated PMT score is available, you can recheck your eligibility via the 8171 portal or SMS. If your score is now below the threshold (32), you may qualify for the Benazir Kafalat Program or other social assistance schemes.
There’s no need to submit a separate application — eligibility is automatically determined from the updated NSER data.
3. Myths and Misconceptions About PMT Score
Let’s bust a few common myths:
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❌ Adding more dependents doesn’t guarantee a lower score.
The system evaluates all aspects of the household, not just size. -
❌ Lower income doesn’t always equal eligibility.
If you have significant assets (e.g., a vehicle or land), it may still increase your score. -
✅ Accuracy matters more than assumptions.
The best way to improve your score is to provide true and updated information through the official survey channels.
Remember, the PMT formula is algorithm-based, and there’s no manual override or shortcut. Attempting to manipulate data can lead to disqualification or even legal trouble. If your financial situation genuinely meets the criteria, updating your data honestly is the best way forward.
Common Questions About PMT Score and BISP
What is a good PMT score for BISP?
A “good” PMT score for BISP means a low score, ideally 32 or below. In this context, the lower your score, the higher your poverty level — which increases your chances of being approved for Benazir Kafalat and other support programs.
Can I apply for BISP if my PMT score is above 32?
If your score is above 32, you are generally not eligible for BISP’s cash assistance. However, you can still visit your nearest BISP office to update your household information. If your financial situation has changed, your score might improve through a dynamic survey.
How long does it take for PMT score updates?
After completing a dynamic survey, your updated PMT score may take anywhere from 2 to 6 weeks to reflect in the system. The timeline depends on how quickly your data is processed through the NSER and NADRA systems.
What happens if I give wrong information in NSER?
Providing false or misleading information during the NSER survey can result in disqualification from BISP and other government support programs. In some cases, legal action may also be taken. It’s always best to provide accurate household data.
Is there a way to appeal a rejected PMT score?
Currently, BISP does not offer a formal appeal process for rejected PMT scores. However, you can request a re-survey through the dynamic registration system. Visit your nearest BISP Tehsil Office and ask for your data to be updated if your situation has changed.
Other Programs That Use PMT Score
While the Benazir Income Support Programme (BISP) is the most well-known scheme linked to the PMT score, it’s not the only one. Several other government welfare programs in Pakistan also use this score to identify and support deserving families. Here are a few key initiatives that depend on your PMT score:
Ehsaas Emergency Cash Program (Legacy)
Launched during the COVID-19 crisis, the Ehsaas Emergency Cash Program used PMT scores to quickly identify low-income families in urgent need. Although it’s no longer active, it set the foundation for future targeted aid distribution based on socioeconomic data.
Waseela-e-Taleem Program
This education stipend program provides financial support to help low-income families send their children to school. Families with a PMT score below the eligibility threshold receive quarterly payments to support school attendance and reduce dropout rates.
Benazir Nashonuma Program
Designed to combat malnutrition in pregnant women and children under two, the Benazir Nashonuma Program targets families already registered in BISP — with eligibility largely determined by their PMT score. It offers nutritional support, medical checkups, and cash incentives for regular health visits.
State Health Insurance & Ehsaas Tahafuz (Optional)
Some provincial and federal health initiatives (like Ehsaas Tahafuz or Sehat Sahulat Card) have also used the NSER database and PMT scores to filter eligible households for free healthcare coverage. These programs aim to reduce out-of-pocket expenses for the poorest segments of society.
Conclusion: Stay Informed About Your PMT Score
Your PMT score (Proxy Means Test) is more than just a number — it’s the key that determines whether your household qualifies for financial support through BISP and other social welfare programs. This score is calculated using real household data, such as family size, income, and assets, collected via the NSER survey.
Understanding where you stand can help you plan better and take action if needed. A low PMT score (e.g., below 32) may qualify you for benefits like the Benazir Kafalat program, while a higher score may require you to update your information to reflect your current situation.
✅ Stay proactive — don’t wait for a notification.
Check your score regularly using official BISP resources:
https://ehsaas-program.com
Or send your CNIC via SMS to 8171
Check your eligibility today using your CNIC and stay connected to support that matters.
Bonus: Tools and Resources to Check Your PMT Score
To make it easier for you to check your PMT score and stay updated on BISP eligibility, here are some valuable tools and official resources you can use:
1. PMT Score Checker Tool (Unofficial Calculator)
Some websites offer PMT score calculators based on typical NSER survey questions. While these tools can give you an estimated PMT score, remember:
✅ Only the official BISP system generates the final score used for eligibility decisions.
⚠️ Always avoid entering your CNIC or personal information on untrusted websites.
Our page features a PMT calculator at the top (if available) based on official criteria for educational purposes only.
️ 2. Official BISP Portal
Visit the official 8171 web portal to:
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Check your PMT score using CNIC
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Track application status
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Verify eligibility for Benazir Kafalat and related programs
3. BISP Mobile App
The BISP app is available for Android users, offering features like CNIC verification, program updates, and complaint registration.
4. Official Helpline and Contact Info
Need help or want to update your data?
Visit your nearest BISP Tehsil Office or NSER registration center
Call the official BISP helpline: 0800-26477
Tip: Bookmark these resources and check regularly to stay informed about your PMT score, BISP payments, and updates to government social programs.